Buying a home requires having a healthy amount of cash on hand, a solid payment history over at least the past year or two, and a steady income. But you don’t need a perfect credit history. While higher credit scores earn more favorable loan terms, it is still possible for someone with “low” or “average”…
Saving for a down payment to buy a house can seem overwhelming unless you break it down into small, actionable moves. It will likely take a while to accomplish, but with a couple of shortcuts and a never-thought-of-that hack or two, you might get it done sooner than you expected. Find the best mortgage Four…
Mortgage Rates: Three Reasons to Buy in the Next Three Months If you’ve been thinking about making the leap into homeownership, you may be pleased to learn that the next three months could be the best time to buy so far this year. One reason: Mortgage rates haven’t made a big move up — yet….
There are plenty of real estate terms that need explaining, but you don’t have to know them all, that’s my job! Here’s a few to get you started because, as you may have heard, knowledge is power. Zero-lot Line: When a home sits right on the lot’s boundary, with little or no space between homes,…
Deciding on a type of mortgage is no simple task. There are plenty of options, but in most cases there’s one that’s best for you and your situation. Obviously, it’s best to consult an expert before making any final decisions, but this infographic can help you narrow down your options. As always, please reach out…
How much is your time really worth? The reason to sell your own house is to save money, right? On the surface that makes sense, but once you’ve factored in the amount of time and stress that you’re going to spend and experience in this process, are you really coming out ahead? Let’s say you’ve…
Selling your home takes some preparation! Here’s some things you can do to minimize the last-minute chores and tasks that come with selling: Figure out how much cost you may incur for repairs and upgrades so that you can either budget for it or know how much would be appropriate for buyers to knock off…
ROI under 100% = A Bad Remodel It’s rare that a remodeled kitchen or bathroom will result in a complete return on investment, but that shouldn’t necessarily be a deterrent. What people don’t seem to factor into the equation is the fact that, until the day you sell your home, you’ll have the benefit of enjoying…
Have you ever thought that buying a new home on a certain day of the year could make a significant difference in price? Well, data indicates that the potential discount could be upwards of 30%! This interactive map allows you to see the best day of the year to buy, and just how much you…
